Quote:
Originally Posted by retiredguy123
Isn't it illegal to charge an additional premium for a prior condition?
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OK, I am not an expert in this, but I do have first hand knowledge for people 65 or over and coming back to Medicare from MA plan, and I was told, 'if you have an pre-existing condition there are health questions and the answers are used for underwriting the Medicare supplemental plan premiums'. So based on this experience, I assumed there would be similar conditions on health insurance for people under 65.
The condition that I think you are referring to is when you initially turn 65 and go on Medicare and a supplemental plan, then there is no additional charges for pre-existing conditions.
This is my limited understanding of a very complicated system, hence the reason I suggested using SHINE as they provide UNBIASED info on the health system.
Hope this helps.
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Pennsylvania, for 60+ years, most recently, Allentown, now TV.
