BikerB...
That would be hilarious if it wasn't so expensive. I recently switched from bundled Homeowners/Golf cart with Travelers to HO with ASI and golf cart with Foremost. My golf cart with Foremost is $68/year with $300K liability and other coverages mentioned by an earlier poster. I do remember them asking how long I had been driving a golf cart....since I did not play golf prior to life in TV, I said 3 years. I guess that makes a difference.
You might want to try Allstate instead. I think they write a good policy for something closer to $75/year and I don't believe GC experience comes into play.
You should not be paying $200+ for basic golf cart insurance...that is ridiculous.
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Maryland (DC Suburbs) - first 51 years 
The Villages - next 51 years 
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