There is always someone less fortunate than you. No one forces you to give to the needy, it's a choice you make. Personally, I don't mind giving the change I have in my car or pocket to someone who needs it. When you give to most organized charities a lot of the money of it goes to "administrative" costs. Panhandlers cut out the middle man.
I find this thread to be judgmental and distasteful.
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