[kaseydog]

"many good doctors out there" ????? Please fact check. If you can travel up to 100 miles of the villages, maybe.

[graciegirl]

Originally Posted by blicata

"many good doctors out there" ????? Please fact check. If you can travel up to 100 miles of the villages, maybe.

I think that was the reason that the Morses tried to start The Villages Healthcare. That and they would make money on it of course. Florida has a lot of so-so doctors in my humble opinion.

[CFrance]

Originally Posted by RickeyD

Any idea to the logic behind the pay more if you go back rule ?

We were told if we started with Medicare Advantage and then wanted to switch to Medicare and Medigap, we could then be charged extra for certain aches & pains we had, and pre-existing conditions, including some minor things as blood pressure medication, however small, cholesterol, etc. They said that was called underwriting.

If we signed up for Medicare and Medigap from the beginning, they could do no underwriting due to health conditions.

We went with the Medicare/Medicap. IMO, if a truly serious illness befalls us, we will go to whatever medical facility in the US specializes in that condition, and don't want to be hampered by out-of-network problems.

[Shimpy]

[QUOTE=NYGUY;1298092]This may help you to understand why doctors in an academic setting may be a better choice (we are not talking about treating the sniffles or getting a flu shot)

Why an Academic or Teaching Hospital May Be a Good Choice for You

There are some definite pros and cons to working with doctors who are affiliated with these teaching centers and hospitals. Here are some pros for you to consider:

Sounds logical to me. Now tell us about the cons.

[villagetinker]

Originally Posted by CFrance

We were told if we started with Medicare Advantage and then wanted to switch to Medicare and Medigap, we could then be charged extra for certain aches & pains we had, and pre-existing conditions, including some minor things as blood pressure medication, however small, cholesterol, etc. They said that was called underwriting.

If we signed up for Medicare and Medigap from the beginning, they could do no underwriting due to health conditions.

We went with the Medicare/Medicap. IMO, if a truly serious illness befalls us, we will go to whatever medical facility in the US specializes in that condition, and don't want to be hampered by out-of-network problems.

Nailed it!!!!

[NYGUY]

[QUOTE=Shimpy;1298701]

Originally Posted by NYGUY

Sounds logical to me. Now tell us about the cons.

It's not golf cart accessible. So, if it is critical, you get to decide, get help or save on gas.