Originally Posted by aaffmom
I may be wrong but I do not think land has ever been covered under a home policy.
You're correct and neither are trees, unless they fall on your house, then only the removal is covered plus the house damage minus the deductible.
This should be a big year for sinkholes
. From what I understand when the earth goes through big swings of drought followed by heavy rain accumulation over the weeks and months, a sink hole will form a lot more easily and bigger ones too. It's certainly been dry this winter and now it's raining almost every day. Check your property after every rainstorm.
EDIT: (Sorry rubicon, should have read your post first before I added this).