All our neighbors use internet and email, and probably 90% have iPhones they use with proficiency. With the smartphone, we no longer go to the bank to deposit checks.
The mobile deposit using the banks' phone app with the camera shot of the check front and endorsed back, and then the system reading the bank routing number and account number directly from the photo gets the deposit in, 24/7, and is done in about a minute.
The new bank offers these hospitality services knowing that the number of people who go to a bank in person is dwindling.
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