[gfmucci]

That makes sense, barb.* I agree.**

I have to wonder about the advice of financial consultants' recommendation to not pay off a mortgage so we will invest money through them, espcially in these times.* A few years ago I might have taken such advice more seriously.* Now, however given the current economic scenario of record high oil prices, record high gold prices, record low dollar value, record high national debt, record losses by our largest banks and financial institutions, record housing foreclosures,*record low housing sales, record high credit card debt, increasing rate of unemployment, and worldwide instability brought about the Islamist terror machine , one has to wonder if we are in a period when we ought to reconsider our former ways of investing and not just do our financial planning as we have always done our financial planning.