I was an only child. Life after my parents passed away was so much easier because they did exactly what your Attorney suggested. I was on every account and when my father passed away, the transition to helping my mother when she began to fail, was so easy.
When I was young my father opened an account with his name and my name. Years passed, I married, and added my husbands name to the account not remembering when I was 8 years old my father was on the account. When my father passed, we had to pay the state tax on one third of our own money because his name was on the account. The next day, we were in touch with all our children to make sure we were no longer on their accounts we opened for them as young children.
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