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Old 02-27-2015, 12:15 PM
tuccillo tuccillo is offline
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Yes, that is my understanding. I believe typical homeowner policies cover you if the water is coming out of the sky. Once it is on the ground you need flood insurance.

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Originally Posted by Chazz View Post
Partially true, for my policy, which I just read again. Flooding caused by storm surge, is not covered by my policy. However, water in the form of rain or snow (that's a funny) entering the structure as a result of wind damage opening the structure, is covered.