If you shop for a mortgage, look at 2 things. Interest rate and total closing costs (including any that are rolled into the loan). Mortgage companies fall under such federal scrutiny that if you choose a reputable lender, online or local, everything will be disclosed to you upfront...Read all facts and figures before acting.
I strongly urge you to shop for yourself, get numbers for yourself. At the time, we found Citizens Mtg to be competitive with most lenders contrary to what has been said in this thread. Today it might be different, I don't know. Do not be wary of brokers/lenders who sell all or a percentage of their loans. There are many reasons for them to do this, it's just in the course of doing business, it usually has nothing to do with individual borrowers.
If you have a financial advisor, by all means get their advice first. They should know what financing option will work best for you. Good Luck!!!
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