We have used Travel Guard several times for cruises. Normally, in the range of $300 for the both of us. Be aware, it does depend upon your age, as well.
I'm never so concerned with loosing my cruise fare...I always get insurance that provides for an airlift, if that should become necessary. That airlift will cost you in the neighborhood of $25,000 if that happens.
Enjoy your cruise!
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