Quote:
Originally Posted by gratefulparrot
Hey Ricky. Don't be discouraged. I'm with you on this. When I get down there, I'm paying outright. Can't imagine why I would pay interest to a bank to just give money away. It's mine and I earned it. Will my credit score go down, yep, but who cares. I pay cash for everything. Unlike Dave R, I do have a couple of credit cards, but I've only used them when I don't trust the vendor.
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You have no investments that make more than 4.5%? Wow.