I believe, as a significant number of Congress, that Social Security retirement benefits should be based on need. A means test should be applied each year and the Social Security retirement amount adjusted upward or downward. It should be phased out completely as income/savings/investments increase.

Social Security retirement benefits should be only for those who really need the supplement in order to survive.

Some may argue they paid into the system all their career. Just consider it a tax and move on(.com).