Ten years from now when the people are retirement age but so few have any pensions as the large corporations have discontinued them leaving only the few union jobs retirees and of course the wildly over-pensioned military as having enough projected income to afford a home here, you will see the home prices coming down. Ask around on your street what the source of ongoing income is for most of your neighbors. Ex-GE, ex-ATand T, ex-Ford, ex-military, ex-cop, ex-teacher will make up a significant number of them. And other than the military, those pensions are being attacked and cut for the next wave of employees.