Quote:
Originally Posted by jrdonn
Is there a need for flood insurance in the Village of Hillsborough? And who do you have for your Homeowners insurance? I would like to do some comparison shopping, I took the Villages insurance during closing.
Thank you in advance for your opinions.
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Not sure about flood insurance but we had water damage from our water pipes under our foundation. The leak was coming through a hairline crack in the concrete between the wall of our kitchen/laundry room. At first we thought it was the frig water line, but it wasn't. We called The Villages Insurance and our ASI claims agent was on it very quickly. The specialist that came out to "find the origin" wasn't sure if it was actually where the water was entering the home or if that's where it found a place - so it was recommended that we have our water re-routed through the attic and down into each room in our home where there is a fixture. That was done in ONE day by Affordable and Reliable plumbing out of Belleview. It is now over 2 months later and they are just re-installing the 2 kitchen cabinets that were damaged by the water and had to be rebuilt because the model we have was discontinued by the manufacturer. The coordination of our damages was handled by Paul Davis Restoration in Belleview. I would never recommend them to my worst enemy. We have built several custom homes, put on a complicated addition on another and this experience has to be the worst contracting experience in our life. I felt like I was micro-managing the process. Our ASI agent told us we could switch to anyone we wanted, but by that time the cabinets had already been removed, there were drywall holes in every room and we were frustrated beyond words. I can only say I'm glad it's over. I feel better with the water running over the house rather than under because now if we have a leak we'll see it right away. Not sure why they don't build houses that way in the first place in FL - that's how they do it "up north."