I never believed the analysis of the so called financial experts. I have saved enough for retirement and my retirement income is greater than my last salary.
Taxes in CT was about $4400 and now are $1100. It leaves a lot of room to pay for other needed services, in owning a home.
If one has saved for their retirement properly, one does not need too much unless one decides to get wild with their expenditures like travelling, eating out all of the time, etc.
You can live the lifestyle of a millionaire without being one. IMHO
I always say, "it doesn't pay, to be stupid, about money".
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"It doesn't cost "nuttin", to be nice".  MOM
I just want to do the right thing! Uncle Joe, (my hero).
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