I must admit that I have come to ignore some of the technical aspects of government speak because there has been so many layers of creative accounting by pols that one could get caught up in Abbott's/Costello's "Who Is On First?" and its obviously intentional on their part and I am not going to continue to play their game.

Few if any presidential candidates have the political power or will to effectively alter social security. Social security was a good thing that pols greed destroyed. I say so because some folks just will never save they can't or won't and at least this safety net reduce some actual entitlements (ie things they never paid for, unlike SS deductions. For those of us who did save or do, SS has been the third leg of our retirement program.

I agree with adjustments in retirement age and monthly deductions because people live longer and because income brackets etc have changed over the years.

So again we have the pols diverting the problem as being social security when the problem is with thir management and perhaps the focus ought to be on their mismanagement. I write my representatives often and flatly tell them to keep their hands off our money

Personal Best Regards: