I recently received a large packet of information from my home owner insurer prior to renewal of the policy that included a "Notice of Premium Discounts for Hurricane Loss Mitigation". You can get a free home inspection by going to
www.mysafefloridahome.com or by calling toll-free 1-866-513-6734. This is mainly an inspection of the roof and how it is attached but also includes shutters. Based on the inspection you may be able to save as much as $500 on your insurance premium. Good Luck!