If you need SS take as early as possible
If not delay as long as it makes sense.
Keep in mind you may have to give some back if you are working until you reach 65 .
If your full retirement age (FRA) is 66 then you would get a 25% reduction in your SS at age 62 . So if you would get $ 1,000 at age 66 then by taking it early you would get $ 750. If you defer past age 66 till age 70 then you would get an 8% increase for each year for the 4 years till 70. So waiting till 70 and if your benefit was $1000. at age 66 then your benefit at age 70 would be $1320.
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MS,LA,AZ,CA,FL,NC,LA,TX,IN,AL,Korea,Al,VA,NC,SC, Amelia, TV ( Nov, 2012 )..
Quest to play every golf hole in TV is 91 % complete
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