I'm hoping someone can answer my hypothetical Social Security question. I still have a couple more years so I really haven't done much research yet.
This is just an Example (no actual dollars were used):
My SS benefit = $1,000 per month
My Ex Husband benefit = $1500 per month (we were married 11 years back in the 1980's - Father of my children)
Current Husband benefit = $1500 (married over 20 years, no kids together)
When I go to file for SS (at age 62) do I have to take my $1,000 monthly benefit?
Is there a way to get more money by taking ex-husbands benefit? (He is married to someone else). Would I only be able to take 1/2 or full amount?
I am assuming my current husband will take his benefit and I won't be able to claim any of it.
I realize I should talk to my financial planner and SS office, but I was curious to know if there is a way to increase my monthly benefit by taking ex-husbands?
Sorry, I'm just starting to learn about Social Security benefits.
Thanks for any input.
