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Old 05-01-2015, 12:39 PM
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Originally Posted by ValerieJo View Post
I'm hoping someone can answer my hypothetical Social Security question. I still have a couple more years so I really haven't done much research yet.

This is just an Example (no actual dollars were used):

My SS benefit = $1,000 per month
My Ex Husband benefit = $1500 per month (we were married 11 years back in the 1980's - Father of my children)
Current Husband benefit = $1500 (married over 20 years, no kids together)

When I go to file for SS (at age 62) do I have to take my $1,000 monthly benefit?

Is there a way to get more money by taking ex-husbands benefit? (He is married to someone else). Would I only be able to take 1/2 or full amount?

I am assuming my current husband will take his benefit and I won't be able to claim any of it.

I realize I should talk to my financial planner and SS office, but I was curious to know if there is a way to increase my monthly benefit by taking ex-husbands?

Sorry, I'm just starting to learn about Social Security benefits.

Thanks for any input.
There is a boat load of SS help sites on web. I'd start with AARP and Kiplingers. A lot of different senarios at both of these sites.