Quote:
Originally Posted by ValerieJo
I'm hoping someone can answer my hypothetical Social Security question. I still have a couple more years so I really haven't done much research yet.
This is just an Example (no actual dollars were used):
My SS benefit = $1,000 per month
My Ex Husband benefit = $1500 per month (we were married 11 years back in the 1980's - Father of my children)
Current Husband benefit = $1500 (married over 20 years, no kids together)
When I go to file for SS (at age 62) do I have to take my $1,000 monthly benefit?
Is there a way to get more money by taking ex-husbands benefit? (He is married to someone else). Would I only be able to take 1/2 or full amount?
I am assuming my current husband will take his benefit and I won't be able to claim any of it.
I realize I should talk to my financial planner and SS office, but I was curious to know if there is a way to increase my monthly benefit by taking ex-husbands?
Sorry, I'm just starting to learn about Social Security benefits.
Thanks for any input.  |
Check Amazon for the "Social Security For Dummies" book. It is very helpful in describing your options. It is good to have a background before talking to a Financial Planner or the SS Office. One thing I have heard from several sources is do not count on the SS office to give you the best advise.
If you cannot find the book on Amazon, pm me and I'll get you the information. I do not have it at my "finger tips" right now.