If you buy a CYV (courtyard villa), it will come with blinds on every window, a fan in the living room, all the bedrooms and the lanai. The front and back will have basic landscaping, which can get you by for several years. You can always add a palm tree or something a little at a time. Also, you'll have a private walled backyard that only CYV's have. Here's how a new CYV backyard will appear. Also if you decide to limit your maintenance, many CYV owners will have the grass removed and replaced with rocks. It makes it a lot easier, especially if you're away a lot.
P.S. for the person for garage stairs, I would highly recommend Tim Miller or 'Tim the Toolman' as he is known around the Villages. Go to the button at the top of the page and do a search. You'll find about 50 glowing reviews for Tim and his phone number. In fact, you can do that for painters, landscapers and just about any job you need done, and you'll save yourself a lot of problems and money.