Originally Posted by Guest

Just one question--- Do you save for your retirement or do you rely 100% on the "free", "entitlement" of Social Security? If so, better learn to live on about $1400/mo on average. But if you contribute to a 401K or similar plan, YOU have taken the RESPONSIBILITY of funding your own retirement, perhaps with some employer matching contribution. If everyone took that responsibility seriously starting as soon as they started working, there would be no need for SS, which is going broke anyway.
Similarly, if everyone started contributing to a HSA at an early age, perhaps also run as employer match, there would be no need for medicare, which is also going broke. In that case, the individual would be more concerned over the cost and scope of their own medical care---no one pays attention when someone else is paying the bill
And don't worry about the top 0.1%--they will always be able to afford medical care.