I think this is one of those instances where the best advice would come from your accountant. That is who knows your financial situation best. I would be very leery of any advice given here since each individual has different needs and circumstances.
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Army/embassy brat - traveled too much to mention
Moved here from SF Bay Area (East Bay)
"There are only two ways to live your life: One is as though nothing is a miracle; the other is as though everything is a miracle." Albert Einstein
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