When the OP stated that the insurance in not part of the ACA I looked up the company. This company's policies are not in compliance with the minimum coverage to count as being health insurance, in other words what has been labelled "junk" insurance. If you have this policy you must indicate on your taxes that you do not have health insurance and will be subject to the penalty for being non-insured. Read the policy very carefully, understand what it does not cover, what happens in an expensive or prolonged illness and why the premium is low. You are getting a cheaper cost for a reason.
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