I can think of three where a seat belt wouldn't have helped. In 2011 a golf cart traveling on St. Charles in the golf cart lane, was wiped out by a grass cutting truck with trailer when they ran the stop sign at Tamarind Grove Run.
In 2011 before they had opened Buena Vista south of 466A, a fellow in his golf cart was sightseeing on BV about 9pm at night. It was summer, so there was some daylight, he did not have his headlights on and went the wrong way about a traffic circle and met a truck head on going the opposite way.
This past January an 85 year old had just stopped at his mail station on the older section of Morse. He was southbound in the golf cart lane when he turned left to cross Morse to enter Fuentez, he was hit head on by a mini-van in the northbound lane. Photo below.