Actually, let me correct myself. A sinkhole insurer would only pay out $200,000/year if both proposed sinkholes caused non-catastrophic damage to both homes, which already is a 1:223,027 proposition. So they expected payout is 90 cents/insured home or $15,300/year for 17,000 homes. Not bad for 8.5 million in premium, but keep in mind I am not an actuary
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