Pharma has raised their prices to untenable levels. Many procedures that were never covered before are now covered in full like papsmears and mammograms for transgenders. Abuse after abuse after abuse. We read every day of clinic, et al being arrested for insurance fraud
In that same vein we have doctors who are pulled away from the insurance system and have gone totally on cash basis transactions because they won't deal with the government or insurance companies any longer.
Insurance premiums are going out of sight deductibles co/pays much higher and add to that you may be one of those taxpayers who has to pay premiums in full while your neighbor gets a big fat subsidy.
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