Talk of The Villages Florida - View Single Post - Is Title Insurance a scam?
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Old 07-07-2015, 08:36 AM
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Quote:
Originally Posted by Dr Winston O Boogie jr View Post
And as far as I'm concerned, that shouldn't be my problem. If the Villages (or anyone for that matter, bought a piece of property that had an issue with the title, and then sold it to me, it should be their problem for not having done their due diligence. Why should be burden and cost be on me to insure that they did their job correctly? Why should I have to pay for their mistake?




Real Estate Law differs from state to state. But if you have a mortgage, the lender really dictates whether you seek clear title, and they should because in essence they own your home and they didn't seek to buy it, you did and you are asking them to borrow their money.


I would NEVER ever pass on getting Title Insurance on a resale, anywhere, ever and from any other entity, even if I were paying cash. And I am not promoting anyone else doing what we did.
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