Talk of The Villages Florida - View Single Post - Is Title Insurance a scam?
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Old 07-07-2015, 02:29 PM
RVRoadie RVRoadie is offline
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Quote:
Originally Posted by Dr Winston O Boogie jr View Post
There are two different Title Insurances. One covers the bank and one covers the homeowner. The bank insurance is mandatory. Homeowner's is optional. I'll be closing on July 22 and I'm thinking of rejecting it.

I just looked at my paperwork. The cost for lender's title insurance is $25.00. The cost for homeowner's title insurance is $1,005. Huh? Same coverage.
I think you will find that the bank policy is $25 extra. If you don't get title insurance, the bank policy will be $1,005.