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Originally Posted by njbchbum
And you know all of this how, Jim? Are you in the insurance business or trying to obtain a mortgage and insurance personally and having trouble doing so for a manufactured home?
We were told the SAME thing by insurance folks in the Villages - and went down to street to an agent in Fruitland Park - walked out with the policy binder in hand within 45 mins; had separate golf cart insurance policy, too! Our friends got their policy from Progressive and had no problem either. We each own manufactured homes and are insured for replacement value and separately for contents.
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Good for you---just curious how long ago was it when you were able to purchased replacement insurance on your home? I would like to pass that information to the folks I sold my home to. Many moons ago I was an insurance agent in another State. Of course, Florida I found is quite different and since I was an Agent years ago things change so I'm not up on recent changes---especially homeowners in Florida.
I would think an independent agent in The Villages or Lady Lake would have the same available companies to deal with as one in Fruitland Park. I did pay cash---no mortgage. When I recently sold my manufacture home on the Historical Side, I got my information regarding Mortgage difficulties from the new owners.