Quote:
Originally Posted by KayakerNC
Q: Will Homeowner's Insurance give a lower rate if you have lightning rods?
A: No.
If their actuaries don't think the "science" is worthwhile, why should i?  |
I think it is a very valid question/point. Obviously insurance companies are calculating risk and probability and have decided it does not financially make sense to them.
Why are
we considering it?
A properly designed and installed lightning protection system combined with adequate lightning surge arresters is virtually 100% effective in protecting a building, its contents, and most importantly, its occupants from lightning related damage or injury. There are three national standards groups that publish standards covering components and proper installation practices and methods.
The above is a quote from the site
FAQ. It nicely states why my wife and I are considering it. Bolding the text above was done by me and not that way in the original article.
It will not be the first insurance I have had to pay for and hope to never have to use.