In my opinion, you are your own best financial adviser. There is plenty of library and internet material available to help you make good choices about investment. You do not have to pay someone a large fee to (1) determine your goals, (2) determine your risk tolerance, (3) select diversified investments. Keep your money and find some solid index funds. Just open an investment account where they don't charge you unless you trade. Yes, you can. Really, you can. No, seriously, you can. It's not rocket science.
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“Be the change that you wish to see in the world.”
― Mahatma Gandhi
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