So by Republican policies you mean personal responsibility, states rights, and smaller fed government? These are the opposite of what democrats stand for. "Fair" is a totally bogus concept generally used by people who aren't interested in facts but want to appeal to a baseless emotional argument. The foundation of the democratic party. Much of the problems with student loans is due to gov meddling that propelled tuition increases far above the rate of inflation. Another example of the fed government being complicit in another bubble.