Some additional info, Citizens First (I am a customer) is different from Citizens First Mortgage (found out the hard way). Both Chase (I am also a customer) and Citizen First had Home equity loan lead times of at least 45 days, and rates significantly about Community Bank. As I stated around 14 days, 3.75%, and if you keep the loan for 3 years, they wave the closing costs, this is a real good deal.
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Pennsylvania, for 60+ years, most recently, Allentown, now TV.
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