OK, I read the entire article. It is pretty thin on facts. The author assumed facts about two of the couples, and entered info into a Kaiser site. The author finds cheaper premiums for both.

What the author doesn't cover is deductibles. The deductible on many ACA policies is huge. My coverage, back in MN, had a $12,000.00 deductible.

That means the first TWELVE THOUSAND dollars comes out of my pocket.

Good coverage if you get hit by a bus.