When it comes to investing, the most important thing is to know your own tolerance for risk. Know your own instincts and your investment decisions will follow.
It is harder for today's retirees because CDs have no return and probably will not any time soon. I think that is why there are more relatively conservative investors who look for solid dividend payers. But, even so, there are those who choose to remain completely in cash because that is what lets them sleep at night. And, of course, there is the combination decision that is like having a moat.
The media must fill that 24/7 great maw with babble. We can find any opinion we want. But, the bottom line is your own opinion. Know thyself.
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