This seems to be a trend going on so you have to be so careful. About a year ago my husband had back problems and went to Dr. T. After x-rays we were shuffled to an office with a finance person. She tried to get us to sign a contract for $4500 telling us our insurance would not cover any of his care, that no insurance would. They get you while you are vulnerable and in pain. We had the sense to walk out not believing what had just happened. Called Colony Chiropractic the next day and found out that yes our insurance covered all but $20 per visit. From that moment on he went whenever he felt the need. Did not have to pay anything up front and stopped when he felt like it.
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