Talk of The Villages Florida - View Single Post - Helpful advice and warnings for brand new Villagers.
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Old 08-31-2015, 01:28 PM
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Originally Posted by scherym View Post
Anyone have any Experience with Villages Insurance homeowners policies or ASI (American Strategic Insurance)?

I'm about to become a Newbie, sorta. Been a snowbird renter for 5 years and have learned to rely on TOTV for advice. Will soon close on a new home in LaBelle.

USAA has been my log time insurer but Villages Insurance beat USAA by a mile on premiums. Villages Insurance is actually now using ASI to underwrite policies. I checked ASI on the Better Business Bureau website and there are nearly 200 complaints. Most say ASI is famous for lowball premiums, but terrible on claim service.

Have any Villagers experienced this?
I would strongly suggest you reconsider keeping USAA. If they will sell to you in TV. They are a very strong (financially) company and they have an excellent customer service record. The fact they are members only they don't have some of the costs other insurers have so they are usually very competitive price wise. If someone is much less expensive that to me would be a very large red flag. At least IMHO.
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