The wife and I bought earlier this year through The Villages. We got our mortgage through Well Fargo, who bent over backwards to meet the 30 day date but just couldn't do it. We closed about a week later. We did NOT lose our discount but we did have to pay some sort of fee for each of those days we were late by. Afterwards, Wells Fargo sent us gift debit cards equaling the amount of the fines so it's not like we actually had to pay much of anything for the fines.
I'm not sure why buying through The Villages includes this absurd 30 day time, but it is a bit of a pain in the a**. If we'd found a resale home we'd like as well as the new one we bought AND if we'd gone through an "outside" realtor, I feel like we wouldn't have had this. Whatever. It's all behind us now. We just need to finish up our final year or two of our careers and retire down to TV!
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