[jnieman]

Originally Posted by villagetinker

We bought our house with a discount through Citizens under the 30 day requirement, however, that was 2 years ago. Recently, I went for a home equity loan, and Citizens Bank (I am a customer), Chase Bank (I am a customer), and one other bank (not a customer), all stated 45 days, and interest rates of over 5%. Then I tried Community Bank, WOW, 3.75% interest rate, and closed in right around 2 weeks, which allowed the construction of the addition to proceed on schedule.
My advice, have your friends call Community Bank and trust and see what they can do.
Hope this helps.

Did you get a fixed rate on your home equity loan? We just got one with SunTrust and it took less than 2 weeks but it is adjustable rate. They did originally quote me a 30 day lead time but it processed very quickly. We will have the cash in our account in just about 2 1/2 weeks from the time we applied but do have to keep the account open for 3 years to avoid penalties. There were no closing costs. We are adding on a bird cage and enclosing the lanai.