I think the bottom line is in this case, if the buyer (s) mentioned by the OP really want to be here, they could contact Citizens Mortgage and get pre-approved for their mortgage. Then enter into a purchase agreement on a new or pre-owned home through The Villages, and the job will get done. In most if not all cases any delay will be on the developer and/or their subsidiaries, and any late penalty will be waived.
I do understand the buyer (s) have already done this once with their own mortgage lender, and to some this may be fair or unfair. But the reality is, the best way to buy a home and become a villager other than paying cash, is what I stated above. It will be worth the effort in my humble opinion.
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