I've had USAA auto and home insurance for over 50 years and have filed a few claims in that time. They were excellent handling these claims and I just love this company. As to raising rates if you have an accident I used to sell insurance in my younger days and if the accident is not your fault the rates will not be raised. However, if you are cited for the accident your rates could rise. I'm pretty sure thats still true.
John
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Neptune, NJ 1963-2005
The Villages 2005-forever
"Don't curse the darkness when you can light a candle"
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