Be careful with the United Heathcare HMO option, we got this for my wife, and there were a few local doctors/practices that would not accept this insurance. She had to change doctors. I have an AARP United Heathcare supplemental plan and have not had any problems.
We had to WAIT over 3 months to get into the Villages Health Care system, once in it it has been very good for GENERAL aliments. In general if you need a specialist you will get referred to someone OUTSIDE of Villages Health.
We came from the Lehigh Valley area of PA., and the health network there had all of the specialist IN THE NETWORK, which was what I was expecting here, no such luck.
Hope this helps.
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Pennsylvania, for 60+ years, most recently, Allentown, now TV. 
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