[starflyte1]

Thanks to all who replied to my post. We closed on our new home yesterday, but did not want to tell you until closing for fear of jinxing it.

We stopped at BOA first, as that is where the balance of our money was. We were approved in just a few hours , but it was a mortgage and we did not want the fees that go along with a mortgage.

Next, we went next door to Community Bank and Trust on 466. We were given a home equity line of credit loan the next morning (depending on the appraisal) and we closed yesterday. We could have closed sooner, but we were not happy with the inspection results, so we went with a different home.

Ruth Azeez at Community Bank and Trust, 352-259-3070, on 466 next to Walgreens, was our banker. She is a pleasant person who knows what she is doing. She made it seem so easy! I would certainly recommend her for your banking questions.

Village Thinker, we would not have gone to any Community Bank and Trust, had you not suggested it. We just did not end up on 466A. Can't really say why. But thank you for your help.

Len, as I understand it, we can pay the loan off at any time, without paying the fees, as long as we keep the account open for three years. It can have a 0 balance.

Thanks again!!

Pat