Quote:
Originally Posted by justjim
I will ask the question. Why would one include a cart with a rental and not have insurance?
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That's the point. Your insurance covers you, the owner, and a person to whom you give permission to drive. It does NOT cover a renter. When there is an exchange of money (i.e., the rent they pay), it then becomes a "business relationship."
The article spells it out much better than I can.
I will say I asked my State Farm agent about it, and she said that in no case will they cover your renter driving your cart. If there is an accident, they are not covered and you, the owner, are liable. The renter could be as well.
This is important if you are interested in protecting your assets.