My insurance company made it clear that if am involved and it's determined that I am exceeding 20MPH I will not be covered. After they determine that I was exceeding the 20MPH the burden is on me to prove that I wasn't. The fact that the car "can" exceed the limit would be a contributing factor. Either way, we are looking at time and expense to fight their decision. Keeping the cart limited to 20MPH makes it easier for us.
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No one believes the truth when the lie is more interesting
Berks County Pennsylvania
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