Cost is the major factor for us using Medicare Advantage. However, Medicare Advantage is under assault, and most of the small players have gone out of business, leaving just the major insurance companies. For the past four years we have had to get a new plan each year, due to plan terminations, or cost increases we were not willing to pay. This year our Florida Blue plan had co-pay increases that doubled or tripled. It is not a pretty system. But it works for us and the price savings are still worth it.
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