[chuckinca]

Years ago I had a checking and savings account with Bank of America.

I also had an automatic bi-weekly savings taken from the checking and deposited into the savings.

After a few years I decided to cancel the automatic deposit. A few weeks later the bank made the auto deposit. I went to the branch and complained and they corrected it. A few weeks later they made the auto deposit again - I went to the branch and got really mad at them. Two weeks later another auto deposit - I went to the branch and closed the savings account. Two weeks later another auto deposit but into the closed savings account - I went to the branch and closed the checking account. Two weeks later another auto deposit from the closed checking account to the closed savings account.
I let it pass because I figured they would catch on. About two months later I get a letter from a collection agency demanding the overdraft balance in the checking account including penalties and interest!